© 2000 Duxbury & Ray Insurance Agency, Inc.


I’ve heard there are many discounts in auto insurance but how do I know if I’m receiving the best deal? Does it pay to put my homeowners insurance and auto insurance coverage in the same company? What about a lease, sometimes there are “gaps”? Our knowledgeable staff will review your own situation to make sure you’re getting the most from your insurance dollar.


Our cars can be a sizeable investment, and to experience a loss could cause a significant financial burden. Auto insurance can cover more than just the repairs on your vehicle.

Auto insurance policies offer certain coverages. Quite often the terms are not clear or confusing to everyone but insurance professionals.  Please give us a call if you would like a no obligation review of your auto insurance policy.

(401) 232-3600    

Optional Insurance Coverage:      Typical Insurance Risks:                 


Rhode Island Auto insurance

Depending on the auto insurance coverage you choose, your auto insurance can:

        -Cover medical expenses associated with an accident.

       -Pay for losses caused by underinsured or uninsured                           drivers.

       -Reimburse you for damages suffered because of                           vandalism, natural disasters or theft.

       -Pay for legal representation in case of a lawsuit.

Auto Insurance RI     Home Insurance RI     Business Insurance RI

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Boat Insurance

Jet Ski Insurance

Golf Cart Coverage

Recreational Vehicle

Antique Auto

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Collectible Car

Bodily Injury Liability                  

Property Damage Liability

Comprehensive Coverage

Collision Coverage

Rental Reimbursement


Uninsured Motorist Bodily Injury

UM Property Damage

Split Limits

Single Limits