© 2000 Duxbury & Ray Insurance Agency, Inc.


Rhode Island Home Insurance

Your home isn't just the structure you see from the road. Inside those doors are possessions and valuable items that make that structure your home, and those items need protection as well. And, homeowners insurance doesn't just apply to those who own a house. If you own a condominium or rent an apartment, you can buy insurance that is specifically designed for your circumstances.

Do I have enough insurance coverage on my home to protect me even if it burns to the ground? What happens if there’s a flood? You know there’s a lot of talk today about mold. Does my homeowners insurance policy cover that? Why not let our experienced staff answer your questions? We’re here to help, just call or email one of our staff with your property insurance questions.

For most of us our house is our biggest investment.  Are you sure that you are covered for the current costs of rebuilding should you suffer a total loss?  Please let us give you a no obligation review of your current homeowners insurance policy. We will ensure that you are getting the proper insurance coverage at the most affordable rates.  Call today at :

(401) 232-3600

Optional Insurance Coverage:      Typical Insurance Risks:

Auto Insurance RI     Home Insurance RI     Business Insurance RI

Insurance Quote Rhode Island     Insurance Agency RI

Guaranteed Replacement Cost

Replacement Cost Contents

Special Form Coverage

Scheduled Jewelry

Increased Other Structures

Extended Premises Liability

Identity Theft


Flood Insurance

Umbrella Coverage

Primary Homeowners


Vacant Home

Seasonal Home

Renters Insurance

Rental Property Coverage


Coastal Insurance

Dwelling Fire Insurance

Mobile Home