© 2000 Duxbury & Ray Insurance Agency, Inc.

Copyright Information

     You may cite or refer to the information on our site and make copies of our material for your own use. All distribution of materials requires written permission from Duxbury & Ray Insurance Agency, Inc.

     Duxbury & Ray Insurance Agency, Inc. specifically disclaims all warranties in regard to its web pages or your use of its web pages, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose. Duxbury & Ray Insurance Agency, Inc. shall not be liable for any damages resulting from the use or misuse of our site or the information contained on it.

     Duxbury & Ray Insurance Agency, Inc. does not warrant that the information on our site will be free from any and all software viruses or other computer errors.


Privacy Policy

     Duxbury & Ray recognizes the importance of our customer’s privacy.  Keeping our customer’s personal information confidential is one of our top priorities.  Unlike other Web sites, we do not allow access to your nonpublic, personal information to any third parties for their marketing purposes or any other reason.  Although we make every attempt to maintain your absolute privacy, we shall not be held liable for any criminal acts of others who steal such information.

     This site may contain links to other Web sites which are outside of our control. Please be aware that we have no control over these sites and our privacy policy does not apply to these sites, as they will be governed solely by that entity’s privacy policy.  Please read the privacy policies available on all linked Web sites for complete information.    

This site is not intended for use by persons under the age of 18 years old. You must be 18 years old or older to provide any personal information to the site, or to us through the site.

     By using this site, you signify your acceptance of our privacy policy. If you do not agree to this policy, please do not use our site. We reserve the right, at our discretion, to change, modify, add, or remove portions from this policy at any time so visitors are encouraged to review this policy from time to time. Your continued use of our site following the posting of changes to these terms means you accept these changes.



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