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Smithfield RI Insurance Agency



PHONE: 401-232-3600

FAX: 401-232-3263



Smithfield RI Insurance

Located in Smithfield, RI, we are an independent insurance agency that provides insurance for all of Rhode Island, Connecticut, and Massachusetts as well as 17 other states. Please contact us to get the proper auto insurance, homeowners insurance, or business insurance coverage at the lowest prices available through our carriers.  



At Duxbury & Ray Insurance, our primary objective is to establish a relationship - a partnership - between you, the insurance company and our office. We want to provide you with insurance coverage, loss control services and above all claim services to assist you in the event of a loss.


We represent multiple insurance companies which allows us to insure all types of risks for our clients. That means you don’t just get one quote, but insurance quotes from our many carriers. You can expect to get the best rates possible with the coverage you need to protect your assets and business.

Our number one product is service designed specifically to reduce your losses and control your insurance costs.


We would like to be part of your insurance program and to participate in the planned growth of your assets by providing the best possible auto insurance, homeowners insurance, or business insurance program.



292 Waterman Ave

Smithfield, RI 02917


Monday - Friday 

9:00 am to 4:30 pm







Office pet of the month 09/2019. Frank's dog Julie specializes in Food Truck policies for her clients. This pooch can sniff out a good hot dog cart.




Are my tools covered when they are in my truck? I often have $10,000 of equipment waiting to be installed at the jobsite, will my contractors insurance cover that? The GC just told me he needs a “bond”. How much do they cost and how long does it take to get it? It’s just my brother-in-law and myself. Do I need to carry workers compensation insurance? We have a number of strong insurance companies that can create a policy to suit your needs as well as millions of dollars of experience with bonding. Let our experienced staff go to work for you today!



Depending on the auto insurance coverage you choose, your auto insurance can:

-Cover medical expenses associated with an accident.

-Pay for losses caused by underinsured or uninsured drivers.

-Reimburse you for damages suffered because of vandalism, natural disasters or theft.

-Pay for legal representation in case of a lawsuit.



Your home isn't just the structure you see from the road. Inside those doors are possessions and valuable items that make that structure your home, and those items need protection as well. And, homeowners insurance doesn't just apply to those who own a house. If you own a condominium or rent an apartment, you can buy insurance that is specifically designed for your circumstances.

Rhode Island Business Insurance
Rhode Island Car Insurance
Rhode Island Home Insurance
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