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Frequently Asked Questions:

Q: What are the best insurance companies in Rhode Island?

A: We offer quotes from a variety of top rated insurance companies doing business in Rhode Island.

 

Q: Where can I get car insurance near me?

A: We can get you a car insurance policy here in Smithfield, RI or via phone and email if you can't make it to our office.

 

Q: Where can I get business insurance near me?

A: We can get you a business insurance policy here in Smithfield, RI or via phone and email if you can't make it to our office.

Q: Where can I get homeowners insurance near me?

A: We can get you a homeowners insurance policy here in Smithfield, RI or via phone and email if you can't make it to our office.

Q: What is the cheapest car insurance?

A: The cheapest car insurance would be found by our comparative rating of multiple insurance companies in Rhode Island.

Q: What is the cheapest homeowners insurance?

A: The cheapest homeowners insurance would be found by our comparative rating of various homeowners insurance companies in Rhode Island.

Q: What is the cheapest business insurance?

A: The cheapest business insurance in Rhode Island is typically a business owners policy and starts at $500 a year depending on the type of business.

Q: Where is an insurance agency near me?

A: Duxbury & Ray Insurance is located in Smithfield, RI and close to all towns in Providence County.

Q: Are you an independent insurance agency?

A: We are an independent agency representing many insurance companies to get you the lowest cost.

Q: What are the best rated insurance companies?

A: We only offer insurance through companies that are A rated.

Q: Is car insurance required in Rhode Island?

A: Auto insurance is required in the state of Rhode Island for any registered vehicle.

Q: How much is car insurance in Rhode Island?

A: For an average driver and car with just liability you can expect to pay around $1000 a year.

 

Q: Do I need uninsured motorist coverage in RI?

A: Uninsured motorist coverage is not required in RI.

 

Q: Is it illegal to drive without insurance in Rhode Island?

A: It is illegal to drive in RI without auto insurance.

 

Q: What are the minimum limits for car insurance in Rhode Island?

A: The minimum liability limits in RI are 25,000 per person and 50,000 per accident for bodily injury and 25,000 for property damage.

 

Q: What insurance companies offer business insurance?

A: We have several insurance companies that offer business insurance of all kinds.

 

Q: How do I insure my small business?

A: Find an independent insurance agent. Visit or call Duxbury & Ray Insurance for a business insurance quote.

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