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Duxbury & Ray first opened its doors in 1935, and has been servicing local residents and businesses for over 70 years. Then called the Duxbury Agency, it was first owned by Thomas F. Duxbury until his son, another longtime Smithfield resident, took over its operation in the late 1940’s. From that point until 1978, it continued to service the community solely under the Duxbury name, until it was incorporated by J. Theodore Ray of Smithfield and renamed Duxbury & Ray Insurance Agency, Inc.


Since that time, the independent agency has experienced continual growth, prompting two consecutive moves to larger facilities. The first move, which happened in 1984, landed Duxbury & Ray in what has previously been the Esmond Post Office building. Then in 1991, again the result of a growing client base, the agency moved to its present location at 292 Waterman Avenue in Smithfield, R.I. To accommodate the increase in business, the staff at Duxbury & Ray has more than doubled over the past 10 years.


The people at Duxbury & Ray have continued to provide top-notch service in the area of personal insurance, which includes such policies as auto and homeowners. It was this type of insurance for which the agency was most well known in the past.


Since its incorporation in 1978, the agency has broadened its focus to include business insurance as well. This includes package insurance, business auto, workers compensation as well as those special coverages needed to tailor a program for a specific business. Staffing additions in this area have made this our fastest growing area of business.


Furthermore, as an independent agency Duxbury & Ray represents more than 15 insurance companies.  Its staff is able to canvass the marketplace and provide the best possible coverage to meet the needs of its clients.

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